Protect Your Future Today
While the government shutdown may now be over, its effects will likely still linger for a while. But one thing the shutdown really brought to the fore is the fact that many American households will be unprepared for the next recession. We found out that many government employees weren’t...
With the federal government shutdown already record-breaking at over one month in duration, more and more stories are circulating about the harm federal employees and their families are facing. Having already missed one paycheck, federal employees are about to miss a second. And while they will receive back pay...
By now it’s clear to many people that stock markets are on the verge of a major decline. But what is scaring many investors is the prospect of a severe crash. While the financial crisis of 2008 was bad, stock markets “only” lost a little over 50% of their...
When most people think of dividend investing they think of blue-haired old ladies who bought stock in GE, GM, or 3M back when those companies were better known as General Electric, General Motors, and Minnesota Mining and Manufacturing. It’s a conservative approach to investing and wealth creation that has...
A new year means a new start in many ways for investors. Most investors would probably hope to forget about 2018 which, after a tremendous start, ended the year with most assets in the red. Those who bought heavily into stock markets in the hopes that the bull market...
The actions of stock markets over the past several months have likely contributed to a number of near heart attacks among anxious investors. With unprecedented volatility roiling markets, they’re just as likely to end a trading day down 600 points as they are to end up 600 points. And...
Investing orthodoxy likes to state that investors can’t time markets. In one sense that’s true, in that the likelihood of an individual investor being able to sell right at the top of a market and buy right at the bottom of a market is incredibly slim, if not impossible....
If you’re like many Americans with a 401(k), IRA, or other type of retirement account, the last few years of stock market gains may have sent your paper wealth soaring. There are more 401(k) millionaires in the United States today than ever before. But with the sums in retirement...
Building up a nest egg for retirement is only one half of retirement planning. The other half consists of planning to safeguard and maintain that wealth well into the future. Business cycles have been a regular part of the economy for over a century. The booms and busts that...
For nearly 80 years the Social Security system in the United States has been paying benefits to retirees. Generations of Americans have grown up and gone to work in the expectation that the Social Security taxes they paid throughout their careers will be repaid with interest once they retire....